The Super Fund Co. Blog

1 Oct

Would you buy a house without asking for advice?

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Wallet and money

Buying a house is one of the biggest single investments we make. There are a number of parties involved during the process that we rely upon for different kinds of advice – the real estate agent, the banker or mortgage broker, sometimes a financial planner or accountant, a lawyer or conveyancing agent, and then an insurance adviser to make sure the new property is adequately insured. It all makes sense – for such a significant investment, we need to make sure we’re buying the right asset at the right price, paying for it the right way, and protecting it in case something goes wrong.

And super shouldn’t be any different! Super is often the second largest investment people have outside of their family home, yet too many people are happy to let their super simply sit in a large industry or retail super fund, collect their annual statement once a year, and every now and then think “I wonder how my super’s going?”

We think this is crazy!! Just like purchasing a house, getting tailored and personalised advice on your super is key to ensuring you can retire sooner.

This is why The Super Fund Co.’s model is based around personalised advice for all of our clients with a qualified financial adviser. Everyone’s situation is a little bit different, and our team are able to develop a tailored plan taking yours into account, including how to save tax and boost your super balance. And importantly, our advisers review your portfolio every year, to make sure that you’re still on track to meet your goals. We don’t believe in “set and forget”!

And it’s important to start early – many people don’t think about asking for advice until they reach retirement, but this can often be too late to make a difference. Strategies employed from your 30’s onwards make the most impact on how soon you can retire. You’ll thank us for it in 20 years time!

If you’re ready to take control of your super and your future, contact us today for an obligation free comparison with your current super fund.